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Insurance & Actuarial Risk

Resolving Property Damage Subrogation Allocations Between 4 Insurance Carriers

Following a multi-million dollar warehouse fire, property, sprinkler, electrical, and general liability carriers feud over comparative fault. Discover the proportional subrogation settlement script.

Amit Kasliwal
Amit KasliwalCEO & Founder, Dehurdle
June 30, 20224 min read
Resolving Property Damage Subrogation Allocations Between 4 Insurance Carriers

The Proportional Subrogation Settlement Script

Recommended Spoken Script
What to say to the carrier roundtable: "Continuing formal inter-company arbitration will consume $300k in forensic engineering and legal costs across all four carriers. Based on the fire origin report pinpointing the faulty electrical transformer, we propose a clean 60/25/15 liability allocation among the equipment manufacturer, installation contractor, and property management firm, settling all recovery claims today."

The 2-Minute Practice Drill

2-Minute Spoken Drill

The 2-Minute Practice Drill

Practice subrogation roundtable negotiations in Dehurdle.

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